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We focus on quality, never focus on quantity

Security is our top priority. Transactions are protected with the same 256-bit HTTPS SSL encryption used by banks. Start using Padiwise for secure and seamless transactions.

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Building Nigeria world-class technology platform that digitizes virtual payments and value Added Service.

If you own a smartphone, you can download the app on apple store or google play. Kindly search for "Padiwise".

We are dedicated to making cash payments easy as 1-2-3

Yes! Padiwise is free to use, create an account, top up your wallet and perform your transaction.

Anyone can use Padiwise. It's an ideal platform for all payment needs.

Visit the App Store on your phone and look for the Padiwise app, you can click update for the latest version. If you don't see the update button, then your Padiwise app is up to date.

Click on Bills Payment on Padiwise Dashboard, select your preferred bill, Input the requested details and proceed to make payment.

Your money is 100% safe with Padiwise. We have partnered with banks which are insurred by the Nigeria Deposit Insurance Corporation (NDIC)

We've made it easy for you to accept payments, pay daily essential bills with just a few lines of code. Please click on developers menu above

We are always available 24/7. Please reach out to us via email support@padiwise.com

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We are committed to building a world-class technology that delivers real value to our customers and makes a positive impact on the lives of people in Africa.

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Trusted by 16+ companies

Enjoy cheaper services across all networks using Padiwise with excellent service delivery.


Padiwise Digital Sevices Ltd (Padiwise) is a financial technology company not a bank. The account number is a virtual bank account number in line with the Nigeria Uniform Bank Account Number (NUBAN) formating system. The NUBAN accounts are generated through our bank partner Moniepoint Inc - licensed and regulated by the CBN and money is duly insured by NDIC. The information provided on this website is not an exhaustive representation of all the products and services offered by Padiwise. By using this website, you accept our Privacy Policy and Terms of Use. Google Play and the Google Play logo are trademarks of Google LLC. Apple, the Apple logo, and iPhone are trademarks of Apple Inc. registered in the U.S.